International Travel Insurance
Acquiring international travel insurance before departing for a foreign
country is a wise thing to do. It only takes one medical emergency to
rack up a bill of tens of thousands of dollars, especially if
evacuation is required.
Following is a four step plan for you to choose the travel insurance that is best for your needs.
1. Determine Your Travel Health Insurance Needs.
How long will you be traveling? Are you going on a quick weekend
getaway or will you be gone for an extended period of time? Will you be
traveling alone or with your family? Is your travel destination a
high-risk area? What is the purpose of your trip? Do you plan to
practice any sports activities? Do you have any chronic health
problems?
2. Discover How Much International Travel Insurance You Already Possess.
Examine your present health insurance policy. Check out the
travel benefits of your credit cards. Have any travelers' checks? You
may have some coverage there also. Find out what each one offers and
determine what is lacking.
3. Evaluate International Travel Insurance Options.
There are different kinds of travel insurance policies. There is
travel medical, travel protection, flight accident/accidental death,
emergency medical evacuation, annual medical, etc. Examine carefully
what medical expenses are and are not covered by each kind. You should
ask about the non-medical expenses that each policy covers. Some travel
insurance policies cover lost or stolen luggage, trip cancellation and
interruption, delays due to illness or a missed flight, interim care
for children and others.
4. Purchase Your International Travel Insurance Policy.
Remember, you get what you pay for. Don't just buy the cheapest travel
insurance policy. What's cheap could end up being the most expensive in
the long run. Make sure you get the coverage you need at a fair price
from a reputable company.
The Travel Insurance Experts at the World Travel Center have a Policy Picker that provides you with
FREE Quotes
from the leading travel insurance providers. Answer only a few simple
questions and receive a list of the plans which meet your needs,
accompanied by a brief description and quotes, with links to more
information. It's a great way to quickly receive different options that
you can investigate further.
Click here to get your free quotes.
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